Finoviser Financial Services LLP

What do you understand by Stock Exchange? A stock market is a company that runs a market where shares are offered for sale and bought. A corporation is referred to as being "listed" if its shares can be bought or sold on a stock exchange. It's possible to have multiple stock exchanges in a single nation. The two best-known stock exchanges in India are the National Stock Exchange of India (NSE) and the Bombay Stock Exchange (BSE). Sensex and Nifty A brief overview of the significance and calculation of the stock market indices. The Sensex, also known as S&P BSE Sensex, S&P Bombay Stock Exchange Sensitive Index, or BSE 30, is a free-float market-weighted stock market index made up of 30 respectable and financially sound businesses listed on the Bombay Stock Exchange. The Nifty is another well-known market index in India. The Sensex is regarded as the beating heart of India's local stock markets; it was first published on January 1, 1986. The Sensex is one of the...

As stated in the article's description, choosing between an agent, broker, and internet platform while purchasing insurance coverage is crucial and difficult for a newbie. Insurance is a very straightforward product that involves paying a premium to cover the risk and receiving payment from the insurance provider in the case of a covered incident occurring.   It is comparable to a consumer, trading money for goods or services. We observe clients buying and selling goods and services, just like in any other business. Due to the fact that it depends on variables beyond the consumer's control, the estimated insurance payout varies. The fact that working with insurance companies is difficult and the subject is complex is nevertheless widely understood. It's easy to understand why. The insurance company will ensure that the sum being released is justified because, if and when it pays out, the amount will be significantly more than the premium the policyholder paid. This expl...

As said in the article's description, it can be challenging for a beginner to choose between an agent, broker, and online platform while buying insurance coverage. Insurance is a fairly straightforward product that entails paying an upfront fee to cover the risk and receiving money from the insurance company in the event of a covered event. In other words, it is the same as a customer exchanging money for goods or services. Just like in any other business, we observe customers making purchases and selling goods and services. Because it is based on variables that are beyond the consumer's control, the predicted insurance payout varies. However, it is well understood that dealing with insurance companies is difficult and that the subject is complicated. It's simple to comprehend why. If and when it pays out, the sum is substantially higher than the premium the policyholder paid, thus the insurance company will ensure that the amount being released is justified. The clai...

What is KYC? Know Your Customer, or KYC stands for. As part of a necessary KYC process, financial institutions are obligated to verify a customer's identification and other credentials in order to prevent illicit behavior. Why is KYC important? Banks and other financial institutions use the KYC method to ascertain a customer's identity and the risks involved in order to protect their consumers. In 2002, the Reserve Bank of India published the country's first set of KYC standards. Its main objectives were to protect regulated entities from three threats: Money Laundering Funding terrorism through CFT (Combating of Financing of Terrorism)  Identity theft Protection against financial fraud and financial security are the main goals of KYC. Three types of KYC Processes: Online Offline Aadhar-based Biometric Authentication Steps for Offline KYC Process: Download the KYC form Enter your credentials, particularly your PAN and Aadhar numbers Visit the nearest KRA (KYC Registration A...

 What is Financial Planning? A rigorous, step-by-step method known as financial planning must be used in order to achieve one's own financial goals and life objectives. A financial plan could help you on the path to achieving your future financial goals and successes. It is helpful for keeping track of your income, expenses, and assets in order to manage your money properly and accomplish what you want within the allocated time. Create SMART financial goals (specific, measurable, achievable, relevant, and time-bound). Benefits of Financial Planning as mentioned below: Establishing short, medium, and long-term financial objectives. Choose your discretionary income to save from and increase your life savings. Raise your standard of living without sacrificing your current way of life by practicing sound money management. The use of a reserve fund to manage crises. An emergency fund that is at least equal to six months' worth of monthly income must be kept on hand. With long-term i...

Who is a Financial Advisor? A financial counselor is a qualified outsider who regularly offers suggestions on when and how to invest and conserve money. The advisor also offers other recommendations and particular investments that should be made as part of a comprehensive financial strategy. A financial advisor helps us decide how much money to invest, how regularly to review, and, if necessary, whether to take corrective action in the event of difficulty. They also help us manage our resources effectively. Role of Financial Advisor in our life: A good advisor will always protect your interests and never let you go bankrupt, even in the worst market conditions. He will constantly assist you in navigating the uncertainties of the market. He won't let go of your hands in an emergency. They are experts at managing your personal finances using the best financial planning tools. They help you determine your financial goals, compile a list of all your resources, evaluate your current fin...

Investors anticipate the yearly results of the firms in which they own shares every year around mid-February after the third quarter results. Big companies pay dividends after the annual results. Some companies pay twice a year and some pay thrice a year, but the one paid at the end of the year is by far the biggest amount.  Most profit-making companies pay dividends when they announce their annual results. It makes sense that Indian investors eagerly await the big, fat payouts from stocks with high dividend yields. Unhappy shareholders frequently complain about "the low dividend this year" at AGMs. It's fair to say that for many investors who have become accustomed to getting substantial dividends year after year, the annual or "last" dividend is a sensitive matter. Why Invest in Dividend Stocks? Dividend-paying stock stabilizes the portfolios of conservative investors. Investor confidence in these equities is boosted by this. And as a result, the market is giv...

Based on their background, fluctuating income, expenses, dependents, liabilities, and assets, each person has a unique financial life scenario. Furthermore, no one plan can help you achieve all of your financial goals. As a result, no particular plan can be called the "best investment plan in India." While looking for the "Best Investment Plan in India," it is simple to become confused about investing in the numerous mutual funds that are offered by different Asset Management Companies (AMCs). Let's begin by gaining a basic idea of what investment planning entails. WHAT IS INVESTMENT PLANNING? The process of determining and matching your financial goals and objectives with your available resources and risk tolerance is known as investment planning. Your true investing potential can be realized by analyzing your risk profile. You may determine your true investment potential by using the SWOT analysis of your financial strengths, weaknesses, opportunities, and thr...